Reverse factoring
with in-kind collateral

give yourself time to repay

Payment terms for business purchases are getting shorter? Do you have your expenses, but want to maintain a good relationship with your suppliers?

Learn about reverse factoring, a service that allows your supplier to receive the money right away while you pay the liability at a convenient time.

Up to PLN 10 million
renewable
funding limit
from 1.5%
monthly commission
calculated in arrears
up to 48 hours
wait time
decision

Reverse factoring
step by step


The best solutions are the simplest ones. Check out how reverse factoring works in practice!

1
Place an order for goods and wait for the invoice from the seller.
2
Contact PragmaGO – during the consultation we will help you choose the best solution for your business.
3
Submit your application and receive a decision in no more than 48 hours.
4
Once we have concluded an agreement, we will pay the invoice directly to the supplier. You can repay the invoice amount plus interest within 90 days.

Stable financing = peaceful development of the company


You can repay your obligations within 90 days.

We do not charge any fees for maintaining the limit. You only pay for the amount of the limit you use.

Reverse factoring gives your company secure access to funds for at least 12 months.

Start using financing with minimal cost – the initial fee is only 0.5%.

Who can benefit from reverse factoring?


Dostęp do towaru, gdy go potrzebujesz
Want to finance purchases made from domestic vendors
Dla firm jednoosobowych i spółek
Property collateral (real estate) is not on the exclusion list
Your company has been in business for at least 24 months

Questions and answers