“My Loan” is access to additional financing for tens of thousands of entrepreneurs who accept transactions at Polskie ePłatności terminals. The service is based on the Merchant Cash Advance model, until now offered by us in the e-commerce segment.
Acceptance of the customer’s financing terms is done fully remotely. The repayment model is convenient, tailored to the borrower’s ability, since the amount of daily installments depends on the turnover achieved at PeP terminals. It can be said that the trader takes an advance on future sales made by the payment terminal.
Thanks to our cooperation with Polskie ePłatności, we can make Merchant Cash Advance financing available to entrepreneurs making offline sales. This is another segment of companies that will be able to use readily available financing for any purpose, including growth. The fully automated service allows you to sign a financing agreement in as little as 3 minutes. This, in turn, is made possible by technological solutions created by our own software house, PragmaGO.tech. We not only ensure continuity of funding and convenient processes, but also the highest standards of data security
– says Danuta Czapeczko, Vice President of PragmaGO.