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31.12.2025 pracujemy do 14:00. Przelewy będą realizowane do 11:30 ze względu na skrócone godziny systemów bankowych.

PragmaPay

Buy now pay later… or in installments

PragmaPay is a solution that makes it possible for companies to enjoy the same flexible payments as individual customers. Would you like to defer payment on your business purchases for up to 60 days? Or are you interested in convenient installments for business?

How does PragmaPay help your business?

We created PragmaPay to help entrepreneurs run their businesses with better control over expenses. What will you gain from the service?

Deferral of payments

Do your corporate shopping. The vendor will fulfill them right away, and you will pay for 14, 30 or 60 days.

Quick decision

Do you care about fast implementation? We make the financing decision in 3 minutes!

Convenient installments

Spread the payment for company purchases over 3, 6, 9 or 12 months.

Large amounts

We handle orders for the company in amounts up to 50,000. PLN!

When placing an order for your business needs, you can choose the most favorable form of payment for you.

In the first option, you can buy products now and pay for them up to 60 days later. The second option allows you to spread the payment over 3, 6, 9 or 12 monthly installments.

In the next step, we verify the bank account number belonging to your company. As a result, we are able to make a quick decision on financing.

The whole process is instant – it will take us no more than 3 minutes! After this time you will receive the appropriate information from us.

Immediately after issuing a positive financing decision, we make a transfer to the seller. This will allow the store to go straight to processing the order, and your company will quickly receive the ordered goods.

You will pay the amount due in the form selected in the first step – equal monthly installments or in full, on a fixed date.

Frequently asked questions

We need your company’s TIN, name, email address and phone number.

If you are a sole proprietor, we will also need your PESEL and ID card number.

We only report PragmaPay payments to the BIK.

The limit itself – the maximum amount of the loan granted to your company – is not reported to the BIK, so it is not associated with a reduction in creditworthiness.

The obligation to return the funds covered by the PragmaPay method is yours.

In case of cancellation of purchases or unfulfilled service, ask the supplier to return the money to your PragmaGO account as soon as possible.

Transfer the funds to the bank account number you will find in the email from us or in the Customer Area.

You can use quick payments, a link to which you will find in the email, or send a traditional bank transfer.

If you pay for your purchases or PragmaPay services by deferring payment for 14, 30 or 60 days, but do not make a refund within the specified period, we will automatically spread the payment over 6 consecutive months.

You will be informed of the upcoming payment deadline in an email and in the Customer Area.

Want to know more?

If you have questions or concerns, write to us! We would be happy to explain to you all the issues related to financing your business!