Factoring Wroclaw
Grow your business without waiting for payments
Do you run a business in Wroclaw and issue invoices with deferred payment? With PragmaGO you can quickly recover funds from invoices and allocate them to the current needs of your business.
Take advantage of factoring to ensure liquidity and effectively grow your business without unnecessary delays.
Fill out a free application
Find out how much you can gain with factoring tailored to your business.
funding limit
without a promissory note
by express transfer
Factoring Calculator
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Factoring step by step
Do you operate in Wroclaw and care about quick access to funds from issued invoices?
See what the factoring process looks like at PragmaGO – clear, specific, without unnecessary complications.
Factoring in Wroclaw in a nutshell
Free monitoring of receivables
We monitor the payment status of each financed invoice – at no extra charge.
No minimum number of invoices
Use factoring when you really need it, even for a single invoice.
Financing in several currencies
PLN, EUR, USD, GBP and CHF – choose the currency in which you want to receive funds.
No hidden fees and clear terms and conditions
Full transparency of costs – you know them upfront and there are no hidden fees.
Who can benefit from factoring in Wroclaw?
Online factoring from PragmaGO is a practical solution for companies in and around Wroclaw that issue invoices with deferred payment. The offer is suitable for companies in various industries, such as trade, services, transportation and others. The product is dedicated to entrepreneurs who:
Factoring at PragmaGO is also available to start-ups and companies at various stages of development, regardless of the size of the company or how long it has been in business.
Questions and answers
Do counterparties have to agree to factoring?
Yes – factoring is based on the assignment of receivables, so the invoice recipient is informed and agrees. Instead of going to your account, the payment goes to PragmaGO’s account. Payment terms and conditions remain the same.
In practice, customers from Wroclaw rarely have a problem with this – many are familiar with the principles of factoring and accept the assignment without reservation.
Will my creditworthiness be verified during the application process?
Yes – in order to process the application we need your consent to check information in BIK and BIG databases. In the case of a sole proprietorship, we assess the creditworthiness of the entrepreneur, while for companies we focus on the creditworthiness of the company as an entity. However, the most important thing is the credibility of your counterparties, which is why PragmaGO factoring in Wroclaw can also be used by young companies and start-ups
How to sign a contract with a qualified electronic signature?
You have two options:
- Do you have your own qualified signature?
You will receive the contract by e-mail. Sign it with your qualified signature and send it to the indicated address.
- Don’t have a signature? Use a one-time certificate (mSzafir)
Click on the link from Autenti, confirm your information and sign the factoring agreement online – without installing additional software.
What invoices can be reported under factoring?
You can finance invoices whose due date has not yet passed – submit them at least 8 days before the due date.
We also handle invoices for EU contractors, provided you have purchased accounts receivable insurance – yours or PragmaGO.
How long do you have to wait for a decision?
You will usually receive a decision within 1-2 days of submitting an online application.
Along with the offer, you will receive a contract and terms of service. The process is largely automatic, but if questions arise, you can always count on the support of your mentor.
Can you add or remove recipients?
Yes – in PragmaGO you can add or remove a contractor yourself at any time. You will do it conveniently in the Client Zone, without the need for annexes and additional formalities.
Wrocław – the city of entrepreneurial companies
Wroclaw is one of the fastest growing cities in Poland, with more than 120,000 active companies, of which more than 95% are micro and small businesses. The city attracts investment, supports innovation and creates favorable conditions for growth in sectors such as transportation, e-commerce, B2B services, manufacturing and high-tech.
Thanks to PragmaGO factoring, Wroclaw entrepreneurs can recover funds from invoices faster and invest in company growth without locking up capital in receivables.
How does factoring support companies in Wroclaw?
Manufacturing industry
A Wroclaw-based manufacturing company received a large order that required the rapid purchase of raw materials. Thanks to PragmaGO factoring, the funds appeared in the account the same day, allowing the order to be processed and delivered on time.
✅ Effect: liquidity preserved, order completed as planned
Transportation and logistics
A carrier from Wroclaw waited 60 days for payment. He needed cash for fuel and driver salaries. After submitting the invoice to PragmaGO factoring, the decision was quick and the money was in the account within hours.
✅ The result: the fleet went on the road and drivers received their salaries on time