Refer and earn –
Partnership Program for Brokers
Are you a broker or financial advisor? Refer your clients to PragmaGO—it’s a win-win for you and your clients. We don’t impose any sales quotas. You earn every time they use our services!
Trust Backed by Results
600+
partner brokers
30 years
on the market
3.1 billion PLN
financing provided
26 297
customers in 2025
Best Factoring at FINExpo 2025
– selection of financial intermediaries
How will you make money?
You’ll receive a commission on every contract your client signs with PragmaGO.
You will receive an additional commission on each service launched by a client (as recurring passive income).
You earn commissions even when the customer stops using your services.
You can win even more—enter the Broker Challenge contest and win prizes, including the grand prize: a trip to the other side of the world.
How does working with PragmaGO work?
We don’t set any requirements
We do not impose any quotas or sales minimums.
We’ll take care of the customer
A sales representative will guide the customer through the entire process step by step.
We take care of the paperwork
You can refer interested customers through the Partner Portal or directly to your assigned sales representative.
Partner with PragmaGO in three steps
1
Fill out the application
Submit your request to partner with us using the online form. You will receive the agreement at the email address you provided. You can accept it with a single click.
2
Log in to the Partner Zone
The Partner Zone is our online application. From there, you can, among other things, add your clients and track the services they’ve chosen to use.
3
Answer the call from your Advisor
Our employee will contact you to clarify any doubts. He will become your permanent caregiver and will be there to help you whenever you need it.
How does the Partner Zone work?
The Partner Zone is a space where you can easily refer customers interested in using our services. You’ll start earning money if your customer decides to secure financing through PragmaGO within 3 months of the referral date.
What can you do in the Partner Zone?
- You can generate personalized referral links and then send them directly to your customers. The links lead to financing applications for specific products.
- You can regularly check the status of your clients’ applications and contracts.
- You can take advantage of free training, informational materials, and contests!
Are you already one of our brokers?
Learn more about our services and see what your customers can gain!
Online factoring with a fixed-term contract
- Decision within 48 hours
- Financing limit of up to 15 million PLN (if your client needs a higher limit, please contact us)
- Up to 150,000 PLN without a promissory note
- Signing contracts online via the Autenti platform (qualified electronic signature)
- Limits and settlements in PLN, EUR, USD, GBP, or CHF
Reverse factoring
- Decision within 48 hours
- We provide financing of up to 2.5 million PLN to pay obligations to domestic suppliers
- We do not exclude any industries
- Payment is based only on the amount of the credit limit used
- Payment due within 90 days; early repayment is free of charge
Mortgage loan (advance)
- Decision within 48 hours
- Financing limit of up to 2.5 million PLN secured by collateral
- Purpose: day-to-day operations, contract fulfillment, repayment of liabilities, purchase of real estate (for developers)
- No industry exclusions
- Repayment term of up to 360 days, with the option to renew
Loan Secured by Revenue from Payment Terminals and Gateways (Advance)
- Decision within 48 hours
- An amount of 100,000 PLN or more
- Failure to provide the required assignment
- The ability to use a terminal from any provider
How brokers rate us:
Wioletta Wojniusz
Director of Business Products Department, NOTUS Finanse
“PragmaGO offers a transparent and fair range of products that are competitive for our customers. Thanks to its online solutions, PragmaGO’s products are easily accessible, and the application process is simple and intuitive. PragmaGO is a partner committed to long-term cooperation—if we have any questions, we can count on a quick response and support. PragmaGO also organizes training sessions for our staff, during which we can exchange knowledge in a friendly atmosphere.”
Wojciech Sadowski
CEO of CRB Factoring Sp. z o.o.
“PragmaGO gives our clients the ability to obtain working capital quickly. The customer assessment system is largely automated, but it does not preclude expert review of transactions, which allows us to achieve a high percentage of positive financing decisions in a short time. Our clients appreciate the flexibility of the service, access to the online Client Portal, and the high quality of service at PragmaGO.”
Pavel Leshchuk
CEO of Credit Risk Brokers
“We’ve had another year of successful collaboration with PragmaGO, during which we worked together on an interesting project—a webinar titled ‘How to Avoid the Consequences of a Business Partner’s Insolvency?’ In the webinar, we presented solutions for business owners. Among other things, we explained how a receivables insurance policy works in conjunction with factoring services. It’s a good product for these uncertain times. Thanks to PragmaGO, we can offer it to our clients who want to gain access to cash from issued invoices without worrying about the risk of losing receivables in the event of a counterparty’s insolvency.”