The customer will pay later, You’ll earn more
With PragmaPay, your business customers can pay later or spread their payment over up to 12 installments. The result? A higher average transaction value and more orders.
What will you gain from PragmaPay?
+60%
average increase in the number of orders at retailers offering BNPL
100%
We assume the risk of insolvency and the costs of any debt collection
89,5%
decides to shop at the same store again after using deferred payment
+40%
More orders at over 700 stores that offered customers the option to “buy now, pay later”
Instant Withdrawal of Funds
As soon as the customer accepts the financing terms—whether deferred payment or installment plan—you’ll receive the funds—no waiting!
The Winning Solution
PragmaPay is highly regarded by both customers and the industry.
The Best Embedded SME Lending Solution in Central and Eastern Europe 2024
for PragmaPay
The Best Embedded SME Lending in the CEE Region 2025
for PragmaPay
Best B2B E-commerce Tool/Technology/Service
for PragmaPay and BNPL for Business
The Most Popular Integrations at Your Fingertips
Payment gateways
Do you have PayU? You can easily set up PragmaPay right from the Merchant Dashboard.
If you use Tpay on a daily basis, you can take advantage of the native integration—just go to the settings in Tpay and enable PragmaPay there.
We also offer direct integration with Comfino—add PragmaPay to your store right from the platform.
Plug-ins
You can install the plugins you need in just a few moments thanks to easy integration. Available plugins: Shoper, Magento, Prestashop, B2B ONe.
Contact us to receive the documentation!
API
We’ve made it easier to integrate with PragmaPay via API so you can implement this solution as quickly as possible and start earning money.
Marketing materials?
All set. Download it and get started.
Logos, banners, information bars, and an implementation guide—everything you need to let your B2B customers know they can pay with PragmaPay.
What will your customers gain?
Flexibility in Financing
Deferred payment for purchases (for 14, 30, or 60 days) or payment in installments (for up to 12 months). Deferral for up to 30 days is free!
A snap decision
It will take no more than 90 seconds from the time you submit your application until you receive the funding decision!
Handling Large Orders
PragmaPay lets customers finance purchases of up to 50,000 PLN!
How do customers use PragmaPay?
1
When placing an order, the customer chooses whether to defer payment for 14, 30, or 60 days, or to pay in installments (3, 6, 9, or 12).
2
Next, it verifies the company’s bank account number.
3
PragmaGO pays for purchases immediately, and the seller begins processing the order.
In addition, the customer receives a free credit limit for future purchases, which they can use to finance subsequent expenses. The credit limit is non-binding, and there is no cost to maintain it.
