Cost of factoring without secrets – interest, percentages and commissions

The costs of factoring can vary depending on the services you choose, the limit amount or the type of factoring. However, the biggest differences lie in the choice of factoring institution. However, choosing between a bank and a non-bank factor is not easy – their offers are different and costs depend on many factors.
Read our guide to find out:

Costs of bank factoring


Formula for the base cost of factoring

EXAMPLE

How much does non-bank factoring cost?


Other fees


Preparation fee

Charge for unused limit

Fee for exceeding the limit in concentration

Fee for assumption of risk

Factoring – other fees


Important!

Transparent structure


Factoring available to all


This is worth knowing about:


  • Factoring – what is it and what are its types?


    Factoring is a service that can help improve your company’s liquidity. Learn about the types of factoring and what advantages and disadvantages this type of solution has.
    More: Factoring – what is it and what are its types?
  • Factoring market in Poland


    Factoring is a service that is gaining popularity among Polish entrepreneurs. See an analysis of CSO data from 2016-2019. Also check how PragmaGO is doing during the coronavirus pandemic.
    More: Factoring market in Poland
  • Factoring – with or without recourse?


    What is the difference between factoring with recourse and that without recourse? Which solution will be perfect for you? Learn about the advantages and disadvantages of both types of factoring.
    More: Factoring – with or without recourse?

Explore our business knowledge base