Credit scoring – what is it?

Any desire to take out a loan – no matter whether by a consumer or a company – implies that the institution that is to grant the loan must carry out a sound assessment, assessing the risk it is taking by entrusting a potential borrower with its funds. This assessment process is called credit scoring.
Table of contents:

Credit scoring – pure mathematics


How is a credit score calculated?

What affects credit scoring?


BIK credit score


Important!

How do you check your BIK score?

Important!

Bank scoring


Important!

Credit scoring and what’s next?


Option 1

Option 2

What to do if the application is rejected?


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