Are you a driver or carrier?

Take advantage of financing for transportation. Maintain liquidity and deliver courses without interruption.

Are you struggling with the high costs of running a transportation company?

Here are the costs you can finance using our services:

salaries of employees
gasoline costs, AdBlue
permits and licenses
repair, parts replacement, inspections, vehicle service
medical examinations and periodic training
taxes and social security contributions
vignettes, tolls
Jakie koszty ponoszą właściele firm transportowych

Do you issue invoices with deferred payment?

Our financing will help you regain control of your business and get on the road!

Choose financing for transportation that meets your business needs:

Financing of individual invoices

If you want to sell invoices from time to time, the customers you work with change frequently, or if you want to see how factoring will benefit your business.


If you regularly issue invoices to companies you are constantly working with (for example, freight forwarders, logistics centers or suppliers) and want to sell them to gain access to cash before the due date.

Financing of taxes and Social Security contributions

If you want to avoid interest and other consequences resulting from non-payment of PIT, CIT and VAT taxes and social security contributions on time.

Financing corporate purchases

If you want to finance expenses related to your business, such as vehicle repair, insurance payment, purchase of necessary materials, etc., and pay the amount due in installments.

What do you gain from our financing?

Ekspresowe finansowanie wtedy, kiedy potrzebujesz
Constant access to cash and secure liquidity
Brak przestojów w firmie
No downtime – your vehicle earns money and does not generate additional costs
Możliwość realizacji opłacalnych kursów
Ability to make the most profitable courses at a convenient time
Brak kar za nieterminowe opłacanie podatków i ZUS
A way to avoid penalties for not paying taxes and Social Security contributions on time

How do customers rate us?

Szafron Szendzielorz Projekt sp. z o.o.

I established cooperation with PragmaGO at the beginning of the second quarter of 2022. Since then, PragmaGO has been serving my company with invoice financing for some of our clients. Starting to work with PragmaGO was one of the best decisions I made. PragmaGO works with unbelievable speed – both the establishment of cooperation and day-to-day cooperation – all matters are handled on the spot. The electronic billing system works perfectly. Transfers are processed within an hour of submitting the invoice for financing. PragmaGO solves at least half of my problems. There is no better solution for companies.


I am very satisfied with the cooperation with PragmaGO. I can issue term invoices and not wait for payment. I get the money in my account quickly, after completing a few simple formalities. Everything is taken care of with the help of the app. I recommend PragmaGO.

Questions and answers

Do you offer a discount service?

You can take advantage of financing with us, which works on a similar basis to the discount. By choosing factoring or single invoice financing, you can receive cash for your invoice in a matter of hours.

Financing terms are usually more favorable than those offered by shippers. Because we are a third-party financial institution, you can sell any invoices you issue without being dependent on the shipper’s decision.

What type of financing do TSL entrepreneurs choose most often?

Carriers who work with regular contractors (e.g., one shipper) are keen to use online factoring.

Factoring is based on a long-term cooperation model. As part of the service, you add your contractors to the list of recipients, so you get the opportunity to finance invoices issued to these companies without filling out the application each time.

The factoring service operates entirely online, without additional paperwork (within the allocated factoring limit). Factoring also makes it possible to obtain so-called “factoring”. factoring advance – access to additional cash even before the invoice is issued.

If you just need a temporary cash injection for selected invoices, you can choose to finance single invoices.

TSL operators equally often use financing for business expenses: company purchases, taxes or Social Security contributions.

How do we conclude a cooperation agreement?

We provide our services 100% online – from the moment you fill out the form on the website to the transfer of funds. For single invoice financing, tax and Social Security financing, and purchase financing, you can confirm your desire to use the service by entering the SMS code you received in the appropriate place in the Customer Area.

The online factoring service requires a contract – however, nothing prevents you from signing the document with a qualified signature, such as through the Autenti system. However, if you prefer traditional solutions, we will arrange for a courier service to bring the document and, once signed, deliver it to our headquarters.

Can I finance the lease instalments?

We do not finance lease installments as part of our business expense financing services. However, you can use purchase financing to eventually buy back the leased item.

What is the cost of funding?

The cost of financing depends on many factors, including:

  • selected service,
  • financial assessment of the company and the contractor,
  • the amount and period of financing.

You will know the exact cost of financing before signing the contract.

Didn’t find the answer to your question?

Are you the owner of a shipping company?

Establish a partnership with us – we will provide your carriers with a factoring service and handle all the paperwork for you! Contact us and establish cooperation.

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