Financing regardless of industry

You can take advantage of our financing for businesses – it doesn’t matter what industry you operate in on a daily basis!

We offer the widest selection of financial products on the market for micro, small and medium-sized companies.

You can choose what works best in your field: permanent factoring, financing of single invoices, financing of company purchases, as well as financing of taxes and Social Security contributions.

Financing regardless of industry

Financial services without industry restrictions

Is your company generating high business costs?

Here are the costs you can finance with us!

Purchase of products and goods
Social Security and taxes
Marketing services
Furnishing an office, study or living room
Logistics and transportation
Purchase of IT software or equipment
Salaries of employees
Koszty, jakie musi ponieść przedsiębiorca

Do you need easy access to cash?

It doesn’t matter whether you run a small beauty salon or a large IT company. Factoring products will help you get your earned money back much sooner. All you have to do is settle accounts with your customers using deferred payment invoices.

If you need money to pay taxes, Social Security or other business expenses, use our online financing. Grow your business unhindered, and spread the repayment into convenient installments.

Choose financing that is ideal for your business:

Financing of individual invoices

If you need access to cash once in a while or want to see how factoring works.


If you regularly issue deferred invoices to the same customers and do not want to wait until the due date.

Financing of taxes and Social Security contributions

If you want to pay your obligations (PIT or CIT income tax, VAT or Social Security contributions) on time to avoid penalties and interest.

Financing corporate purchases

If you need cash for any expenses related to the operation of your business.

What do you gain from our corporate financing?

Ekspresowe finansowanie wtedy, kiedy potrzebujesz
Easier access to funds
Brak przestojów w firmie
Opportunity to offset the effects of payment congestion
Korzystaj z promocji i chroń marżę
Opportunity to buy goods when their prices are attractive
Brak kar za nieterminowe opłacanie podatków i ZUS
No penalties for failure to pay taxes and Social Security contributions on time

How do customers rate us?

Szafron Szendzielorz Projekt sp. z o.o.

I established cooperation with PragmaGO at the beginning of the second quarter of 2022. Since then, PragmaGO has been serving my company with invoice financing for some of our clients. Starting to work with PragmaGO was one of the best decisions I made. PragmaGO works with unbelievable speed – both the establishment of cooperation and day-to-day cooperation – all matters are handled on the spot. The electronic billing system works perfectly. Transfers are processed within an hour of submitting the invoice for financing. PragmaGO solves at least half of my problems. There is no better solution for companies.


I am very satisfied with the cooperation with PragmaGO. I can issue term invoices and not wait for payment. I get the money in my account quickly, after completing a few simple formalities. Everything is taken care of with the help of the app. I recommend PragmaGO.

Questions and answers

Which industries can benefit from financing for businesses?

We finance regardless of industry, size, number of employees or legal form. We serve both JDGs and commercial companies. For the factoring service, we are also able to finance start-ups (from the first invoice issued) without a long credit history with the BIK.

How do I find out which product is optimal for my business?

If you don’t know which form of financing is right for your business, contact us! Our consultant will help you analyze the situation of your company and choose the most favorable solution. It will also explain what each service consists of and how it can be used.

What does the signing of a cooperation agreement look like?

You can apply for all our products 100% online. In the case of financing of single invoices, financing of taxes and Social Security and financing of purchases, acceptance of the terms of the agreement is done via SMS.

You can sign a factoring agreement with a qualified signature, for example, through the Autenti platform. However, if you prefer a traditional contract, we will arrange a courier service for you or send our sales representative. This way you can sign the document at a convenient time and place.

What is the cost of funding?

The cost of financing depends on many factors, including:

  • selected service,
  • financial assessment of the company and the contractor,
  • amount and financing period.

You will know the exact cost of financing before signing the contract.

Didn’t find the answer to your question?