Operating in the retail industry involves incurring high costs
Find out what business expenses you can finance with our support!
Ensure the ability to trade money unfettered
Trading companies operate in a highly dynamic environment in which cash flow determines the chances of success in the market.
Not having access to working capital means not being able to buy goods, which means closing the path to making money. It is also common in trade to issue invoices with long payment terms (even 60 days), which generates the risk of payment bottlenecks.
When your company faces the specter of losing liquidity, you can take advantage of external financing – we offer solutions that can easily fit your company’s current needs.
Choose financing that will help you grow your commercial business:
Factoring
If you regularly issue deferred payment invoices to recurring customers, and you want constant and unrestricted access to money.
Financing of individual invoices
If you want to sell a single invoice or have a need for financing only occasionally.
Financing of taxes and Social Security contributions
If you need funds to pay your PIT or CIT income tax, VAT or Social Security contributions on time.
Financing corporate purchases
If you want to pay your business expenses, such as buying goods or insuring your premises despite a temporary lack of access to cash.
What do you gain from our financing?
How do customers rate us?
Szafron Szendzielorz Projekt sp. z o.o. 
I established cooperation with PragmaGO at the beginning of the second quarter of 2022. Since then, PragmaGO has been serving my company with invoice financing for some of our clients. Starting to work with PragmaGO was one of the best decisions I made. PragmaGO works with unbelievable speed – both the establishment of cooperation and day-to-day cooperation – all matters are handled on the spot. The electronic billing system works perfectly. Transfers are processed within an hour of submitting the invoice for financing. PragmaGO solves at least half of my problems. There is no better solution for companies.
PPHU „PLASTYKON”
I am very satisfied with the cooperation with PragmaGO. I can issue term invoices and not wait for payment. I get the money in my account quickly, after completing a few simple formalities. Everything is taken care of with the help of the app. I recommend PragmaGO.
Questions and answers
What form of financing do companies in the retail sector choose most often?
Do I need a guarantor to use factoring?
Does factoring affect my credit history with BIK?
What is the cost of funding?
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