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Factoring Warsaw

Grow your business without waiting for transfers

Do you have a company in Warsaw and issue invoices with a deadline of 30 days or more? Don’t wait for a transfer from your contractor. With PragmaGO you will receive the invoice money right away.


Use factoring to free up funds from your invoices and invest in your company’s growth exactly when you need it.

Fill out a free application

Find out how much you can gain with factoring tailored to your business.

Up to PLN 15 million
renewable
funding limit
Up to 150,000. PLN
financing
without a promissory note
100%
advances paid
by express transfer

Factoring Calculator

Choose the currency for factoring

Enter the limit amount you are applying for
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Estimated net cost Info

Example calculation prepared for an entrepreneur who applies the flat tax rate (19%) and VAT. It is for informational purposes only and does not constitute a commercial offer within the meaning of Article 66 §1 of the Civil Code. For limits exceeding PLN 250,000 or EUR 75,000, we prepare an individual pricing offer.
6000 PLN
/ month
his calculation does not constitute a commercial offer within the meaning of Article 66 §1 of the Civil Code. The total cost has been calculated for an entrepreneur who applies the flat tax rate (19%) and VAT. For invoices with a nominal value exceeding PLN 250,000 or EUR 75,000, we prepare a special pricing offer.
Go to application

Factoring
in 4 easy steps

Do you run a company in Warsaw and want to recover money from invoices quickly?


Check out how factoring works at PragmaGO – clearly, step-by-step, without unnecessary paperwork.


1
Fill out the online application. Provide basic details about your company and contractors. Confirm your identity.
2
Talk to an advisor. We will call you back and tailor an offer to your needs. Everything can be done by phone or email.
3
Sign the agreement. Conveniently – online or in paper form. You decide.
4
Submit invoices and receive your money. After signing the agreement, you submit invoices with just a few clicks. The funds go directly into your account without waiting for your client’s transfer.

Factoring for companies from Warsaw – in a nutshell

Free monitoring of receivables

We keep track of payment terms for you. At no additional cost to you.

No invoice limit

Need financing for one invoice? No problem. We don’t require a minimum.

Financing in multiple currencies

Available currencies: PLN, EUR, USD, GBP and CHF.

Clear rules, zero hidden fees

You know all factoring costs upfront. We operate transparently.

Who is factoring in Warsaw for?

PragmaGO factoring can be used by companies in Warsaw and the surrounding area that sell on deferred payment terms. It’s a good solution for businesses in various industries – trade, services, transportation and many others. The offer is for you if:

Issue deferred payment invoices
You have a sole proprietorship or partnership
Need quick access to cash

Online factoring can also be used by new companies and start-ups – regardless of seniority and size of business.

Questions and answers

Warsaw – the heart of business and innovation

Warsaw is Poland’s largest economic center, home to more than 500,000 companies, the vast majority of which are micro and small businesses. The capital attracts investors, supports the development of modern services and creates a friendly environment for companies in industries such as finance, IT, e-commerce, transportation and business consulting.

Thanks to PragmaGO factoring, Warsaw entrepreneurs can quickly recover funds from invoices and use them for business growth – without waiting for payment from the counterparty.

How does factoring support Warsaw-based companies?

Firma IT, które faktoring pomógł w rozwoju biznesu

IT industry

A Warsaw-based IT company gained a new client for a software implementation requiring sudden investments in hardware and human resources. PragmaGO factoring made it possible to quickly finance invoices and start work without delays.

✅ Effect: investments completed on time, project started on schedule

Warszawska firma budowlana, która skorzystała z faktoringu PragmaGO

Construction

A Warsaw construction company was awarded a major renovation contract. Delayed payments could have jeopardized deadlines, but PragmaGO factoring provided quick access to funds, allowing materials to be purchased and work to proceed on schedule.

✅ Effect: liquidity maintained, renovation completed on time

More than 21,500 companies trust us in 2024. Join and grow your business without waiting for transfers.

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