PragmaGO’s performance in the first half of 2024

We summarize the first half of 2024:

  • 1.15 billion in financed receivables (+25% y/y),
  • PLN 924 million (+16% y/y) was generated by factoring,
  • 305 million (+49% y/y) of turnover was realized in the embedded finance model,
  • 13,872 companies (+18% y/y) obtained financing,
  • 1,765 customers used factoring (+20% y/y),
  • of embedded finance services 12,567 entrepreneurs (+17% y/y).

We are the clear market leader in the embedded finance category for business. These are financing services distributed through automated technical integration with partners. We are dynamically developing this segment of services – not only increasing our base of partners, customers and the value of the financing we obtain, but also introducing solutions that are completely new to the Polish market. In May, we introduced #PragmaPay – the first deferred payment for B2B that matches the convenience and speed standards in the consumer segment. We want small and medium-sized entrepreneurs to have easy access to financing that is tailored to their needs and not have to turn to, for example, services from the consumer market

– says Tomasz Boduszek, CEO of PragmaGO.

See the latest news:


  • PragmaPay i Merchant Cash Advance nagrodzone podczas CEE24 SME Banking Conference

    The Best Embedded SME Lending Solution in the CEE for PragmaPay and Merchant Cash Advance


    This unique distinction is a confirmation that our embedded finance services stand out from the competition throughout the CEE region.
    More: The Best Embedded SME Lending Solution in the CEE for PragmaPay and Merchant Cash Advance
  • PragmaGO większościowym udziałowcem rumuńskiej spółki Omnicredit

    International expansion begins


    We have signed an agreement to acquire a majority stake in Telecredit IFN S.A. (Omnicredit), a Romanian fintech that creates digital financial products for the SME sector.
    More: International expansion begins
  • Finansowanie PragmaGO dostępna dla klientów Moya

    Moya (Anwim) joins the ranks of our partners


    Through our partnership, fleet customers gain access to convenient financing directly through MOYA’s Electronic Customer Service Company.
    More: Moya (Anwim) joins the ranks of our partners