Factoring Bielsko-Biala
– gain money when you need it
Do you run a business in Bielsko-Biała and wait too long for transfers from customers? With online factoring you will turn your invoices into a quick cash injection and avoid cash flow problems.
You can use the funds for any purpose – business development, new investments or ongoing business costs. Without worrying about delays from your counterparties and without blocking your capital.
Fill out a free application
Find out how much you can gain by choosing factoring tailored to your industry.
funding limit
without a promissory note
by express transfer
Check the cost of factoring
Choose the currency for factoring
Estimated net cost 
Subscription or percentage rate – which to choose?
How to determine the amount of the factoring limit?
Can factoring costs be included as a business expense?
How does the factoring process work?
Factoring at PragmaGO is a quick way to turn invoices into cash. The whole procedure follows a simple scheme:
Factoring Bielsko-Biala – benefits for your business
Free invoice monitoring
Each reported invoice is monitored in real time, and you will not incur any additional fees for this.
Full freedom to report invoices
You choose yourself which invoices you finance and at what time. You are not bound by any limit.
Financing in multiple currencies
You can receive funds in PLN, EUR, USD, GBP or CHF – exactly the currency you need.
Transparent terms and conditions
You get to know the costs upfront – no hidden fees or unclear provisions.
Factoring in Bielsko-Biala – see if it fits your business
The solution from PragmaGO is a simple way to recover funds from invoices faster. It works well if:
Factoring is used by companies in the transportation, trade, services and e-commerce sectors. The service is also available to start-ups and new companies – regardless of size or seniority in the market.
PragmaGO supports businesses from Bielsko-Biala and the region that want to receive money faster and invest it in development.
FAQ – briefly and specifically about factoring
Does the counterparty have to agree to the factoring?
Is creditworthiness checked in factoring?
How to sign a contract with a qualified electronic signature?
Which invoices qualify for factoring?
How long is the wait for a decision?
Can invoices be financed in foreign currency?
Bielsko-Biala – business in the heart of the Beskids
Bielsko-Biala is a strong economic center of southern Poland. The city’s proximity to the Silesian agglomeration, its well-developed transportation network and its industrial and commercial traditions make it an attractive place to do business in the service, manufacturing and logistics sectors.
PragmaGO offers factoring for companies in Bielsko-Biala and the region, supporting entrepreneurs in maintaining liquidity. Thanks to quick access to funds from invoices, companies do not have to wait for payment from contractors and can allocate capital for business development.
How does factoring support companies in Bielsko-Biala?
Production
A manufacturing company in Bielsko-Biała received a large order from a new contractor. In order to begin fulfillment, it needed immediate funds to purchase raw materials. Thanks to PragmaGO factoring, the money arrived in the account the same day. Production started without delay, and the client was served on time.
✅ Effect: liquidity preserved, contract executed on time
Transportation and logistics
A transport company from Bielsko-Biała had to wait 60 days for payment from a contractor. During that time it needed money for fuel and driver salaries. Thanks to PragmaGO factoring, the funds flowed into the account the same day. The company maintained liquidity and completed further orders without any problems.
✅ The result: the fleet was able to go on the road and the company maintained liquidity.