Factoring Krakow
– Cash from invoices when you need it
Waiting for a transfer from a customer? With PragmaGO you can have the money even on the same day.
Instead of blocking funds, use factoring and take care of your company’s liquidity. Gain stability and invest in growth – without the stress of late payments.
Fill out a free application
See how factoring tailored to your industry can help your business.
funding limit
without a promissory note
by express transfer
Factoring calculator
Choose the currency for factoring
Estimated net cost 
Factoring – how it works step by step
Do you have a business in Krakow and want to quickly recover money from your invoices?
See how online factoring works at PragmaGO – simple, without complicated paperwork:
Factoring in Cracow – what you gain
Free invoice monitoring
Financing in multiple currencies
Complete freedom
You decide which invoices you report and when you do it. There are no limits.
Financing in multiple currencies
You can receive funds in PLN, EUR, USD, GBP or CHF.
Clear rules
You know the costs up front. There are no hidden fees or unpleasant surprises.
Factoring in Krakow – a solution for companies that:
With PragmaGO you can recover money from invoices without waiting – completely online. Online factoring is used by companies from Krakow and the surrounding areas, especially in the transport, trade, service and e-commerce industries. The service is also available to new companies and start-ups – whether you’ve been in business for months or years.
Questions and answers
Do you need counterparty approval for factoring?
Do you check creditworthiness when you apply?
How to sign a contract with a qualified electronic signature?
What invoices can be reported under factoring?
How long is the wait for a decision?
Can I add or remove an invoice recipient myself?
How to determine the optimal limit?
Can I include the cost of factoring as a business expense?
Which billing model will be better for you – subscription or percentage rate?
Krakow – a stable base for modern business
Krakow is one of the most important business centers in southern Poland. The city attracts investors with its strong educational background, rapidly developing business services industry (BPO/SSC), modern technologies and a thriving trade and services sector. Well-developed infrastructure and access to qualified specialists make Krakow’s companies compete successfully in the domestic and international markets.
Factoring company PragmaGO also supports entrepreneurs from Krakow. Thanks to online factoring, they can recover funds from invoices without unnecessary waiting, take care of liquidity and invest in growth – regardless of company size or industry.
How does factoring support companies in Krakow?
Furniture manufacturing
A Krakow-based furniture company needed to quickly pay for materials for an urgent order. Thanks to PragmaGO factoring, the invoice money arrived in the account the same day, and production started without delay.
✅ Effect: liquidity maintained, order completed on time
Transport
A carrier from Krakow waited 45 days for a transfer, and urgently needed funds for fuel and salaries. After submitting the invoice to PragmaGO, he received a decision in minutes, and the money arrived in his account the same day.
✅ The result: the fleet went on the road and drivers got paid on time
