Online factoring

with guaranteed payment

Sign the contract and get an advance payment right away. We will take care of the assignment formalities later!

Limits up to PLN 15,000,000
Up to PLN 150,000 without a promissory note
We pay 100% of the advance by express transfer
Free monitoring of receivables

Fill out a free application


Get permanent access to cash at terms convenient to you.

How does factoring work?


You issue deferred payment invoices, and we pay you in advance. Your contractor then gives the amount due on the invoice due date directly to us.

Using factoring, you sign a cooperation agreement and get access to the Client Zone. This is where you can quickly and conveniently submit invoices for financing without having to send another application.

The standard limit amount is from PLN 50,000 to PLN 15,000,000 or from EUR 11,000 to EUR 3,330,000, depending on your company’s needs. Once granted, you can use the limit without any additional formalities, and the funds you receive from the sale of invoices can be used for any purpose.

Interested in factoring for a higher amount? We also have this option – inform your customer advisor of your request.

What makes our factoring offer different?


We finance companies from day one of their operations. If there is no credit history, we carry out an assessment of the invoice recipient’s payment reliability.

You don’t waste time controlling invoice repayment dates – we do it for you. We also advise on how to secure your transactions through the use of appropriate sales documents.

Online Factoring Calculator

Select currency for factoring

Enter the amount of the limit you are applying for
100 000 PLN
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min. 50 000 PLN
max. 15 000 000 PLN

Estimated net cost Info

Example calculation calculated for an entrepreneur who settles a flat tax (19%) and VAT. It is for informational purposes only and does not constitute a commercial offer within the meaning of art. 66 par. 1 of the Civil Code. For limits above PLN 250,000 or EUR 75,000, we prepare an individual price offer.
1 960 PLN
/ month
The presented calculation does not constitute a commercial offer within the meaning of art. 66 par. 1 of the Civil Code. The total cost was calculated for an entrepreneur who settles a flat tax (19%) and VAT. For invoices with a nominal value of over PLN 250,000 or EUR 75,000, we prepare a special price offer.



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Customer Zone


In the Customer Zone you benefit from financing on an ongoing basis – without additional paperwork.