Financing of individual invoices
Are you waiting for payment of an invoice with a deferred payment term, but you need the money now? Invoice financing is the service for you.
How does single invoice financing work?
Invoice financing (fast factoring) will help you get quick access to cash – sell invoices in the amount of 500 to 100,000 PLN (150 to 22,000 EUR)!
Completely online and without unnecessary paperwork, you can sell the outstanding invoices issued to your customers.
Using finasning, you can send and sell an invoice anytime – 24 hours a day, 7 days a week.
What distinguishes single invoice financing?
Money for a specific invoice
You finance only selected invoices – when you have the need.
Saving time
The entire financing process is done online. You accept the terms and conditions of financing by SMS code in the Customer Area.
Monitoring of receivables
You don’t waste time controlling invoice repayment dates – we do it for you.
Access to free funding limit
A factoring limit is a revolving pool of funds that you can use to finance new invoices on an ongoing basis.
3 easy steps to invoice financing
More liquidity without unnecessary formalities – even for a single invoice.
The single invoice financing service is for you if:
You issue invoices with deferred payment, but sometimes you need cash faster than the due date on the invoice indicates.
Your company is in a unique situation (e.g., facing a major contract opportunity) and you need to release funds that are frozen in a deferred payment invoice.
You issue invoices irregularly, to different contractors, and have no need for a permanent factoring agreement.
You want to see if invoice sales are for you before you decide on long-term factoring.
Questions and answers
Is the recipient informed of the assignment?
Invoice financing is a form of open factoring. The recipient is informed of the assignment of the claim in an e-mail, must agree to it and confirm the invoice. Information to the contractor is sent when you accept the terms of the contract by SMS code.
How does the recipient acknowledge the invoice?
Once your financing request is approved, we send an email to the recipient asking them to confirm the claim. The email includes a button that, when clicked, redirects to a dedicated page. There, after reviewing the details, he will be able to confirm the invoice.
See pattern: https://pragma.link/WzorMailDostawcy.
What does the final cost of financing an invoice depend on?
The amount you will receive is equal to 100% of the value of your invoice less the gross cost of the service (commission).
The final cost depends on the amount that is on the invoice, the financing period and the rating of the companies involved in the transaction. It will be presented in the e-mail you will receive before accepting the terms of cooperation.
What is the funding limit?
The limit is the value of the maximum balance of sales financing, that is, the pool of funds you can use to finance further invoices under the invoice financing service.
Acceptance of the terms and conditions is done via SMS code, which you just need to enter in the Customer Area.
When do I receive the funds from the sale of the invoice?
The funds will be transferred to your account after the recipient accepts the invoice. We send funds up to the amount of 99,999 PLN by Express Elixir transfer. If your bank does not make Express Elixir transfers, we will send the amount up to PLN 20,000 by Blue Cash, and the amount from PLN 20,000 to 99,999 by Elixir transfer, and funds from PLN 100,000 and above by Sorbnet transfer.
Can I finance several invoices at the same time?
If you are a new customer of ours, you can get financing for only one invoice at first.
Once we grant you a limit, you will be able to submit an unlimited number of invoices via the Customer Zone.
If you want to finance invoices issued to regular customers on a regular basis, take a look at online factoring and choose financing in an annual package.
Can I finance invoices issued to foreign contractors?
Don’t. However, such an option is available for the online permanent factoring service.
Can I finance invoices to private customers?
No, we currently do not have products that allow us to finance invoices issued to individuals.
What documents should be attached to the application?
Attach the sales invoice to the application in .pdf, .jpg, .png, .xls or .xlsx format. In addition, you can upload other files, such as a transport order or CMR, and thus shorten the waiting time for a decision.
Didn’t find the answer to your question?
Customer Zone
Customer Zone is a platform you can access 24/7 – whenever you need it. Here you can add more invoices and contractors, as well as request a change in the allocated limit.
In the Customer Zone you use our services on an ongoing basis – without additional paperwork.


