How is a tax transfer different from a standard transfer?
Although in theory a tax transfer should be no different from a regular one (just give the right account number and the money will be sent to the right place), the changes mentioned in the introduction have made things a bit more difficult. As of January 1, 2020, every taxpayer has an IRP, or individual tax account, that is, an account number to which they should deposit funds related to applicable tributes:
- personal income tax (PIT);
- corporate income tax (CIT);
- Value Added Tax (VAT).
How to make a tax transfer to the tax office?
First of all, make sure you know your micro tax account number – a letter with the relevant information should have reached you in 2020, and its sender was the relevant tax office. However, if you do not have this shipment with you, you can check the micro-billing number in two ways:
- at the nearest tax office – after showing your ID card, an employee or employee of the office will find the microaccount number assigned to you;
- in the micro tax bill generator available online – it’s a government site, so you can use it without worrying that someone will use your data. We warn against using alternative generators – the data you provide to them may be misused!
Once you have the right account number, it’s time to make the transfer – here a lot depends on whether you make an electronic or traditional transfer. Let’s start with by far the more popular option.
How to make an online transfer to the tax office?
In order to properly remit the tax to the tax office, it is not enough to write in the title of an ordinary transfer what the payment relates to. Log in to your bank’s mobile app or its website, then select the tax transfer option.
Here it is necessary to select the appropriate format, for example, PIT if you are a sole proprietor and want to pay income tax, or VAT if you are paying the appropriate amount for goods and services tax.
Then enter the period for which you are paying tax (monthly or quarterly billing is often available) and your IRP number. Now all that’s left is to enter the amount and authorize the transfer order using the app’s password or PIN.
The process described may vary slightly depending on which bank you have an account with – but the most important elements should be described in a similar way.
How to make a traditional transfer to the tax office?
If for some reason you are more comfortable ordering a transfer to the tax office at the post office window, be sure to ask the post office employee for a special blank adapted for tax transfers.
Once you receive it, enter your microaccount number in the appropriate space and fill in the rest of the information just as you would do for an online transfer.
Pay attention to field number 13, labeled identification of the commitment. This space on the blank you must fill in only in two cases:
- First, when the transfer being made is a consequence of a decision, executive title or other administrative act – in such a situation, enter the document number and its reference in field No. 13;
- secondly, when the receivable is to be credited to the account of a local government unit, but is not related to any administrative act – in this case, we enter only the type of receivable (e.g., CIT tax).
Important!
Although tax transfers made online are usually free (but there are exceptions to this rule), this situation does not apply to transfers made at the post office. So if you decide to make a traditional transfer to the tax office, you have to expect to pay a fee of PLN 12 per transfer! Taking into account the fact that you usually don’t stop at one transfer, and that you usually pay your taxes at monthly intervals, it will definitely be more beneficial to make the transfer online.
Having trouble paying your taxes on time?
Sometimes the market situation can be far from ideal, and company funds suffer as a result. If you’re having trouble paying all your obligations to the Treasury on time, there’s no point in borrowing from family or friends, or worse, opting for high-interest “instant loans.” What can you do when you already know you won’t be able to pay your taxes this month?
Take advantage of tax deferral – spread the amount due in installments!
PragmaGO will help you keep your company’s cash flowing without exposing yourself to fiscal interest. We will pay for your income tax, VAT or Social Security contributions – depending on your needs. All you have to do is go to the appropriate form, enter the amount you need, and confirm the terms of the agreement with an SMS code.
Important!
Worried about paying a lot of money for tax financing at PragmaGO? Let’s check with an example!
If the total amount of your liabilities to the tax office is PLN 6,000, and you want to spread the payment on 6 installments, the amount of your monthly installment will be PLN 1,081! This means that the total cost of the service will be 486 zł – In return, you’ll eliminate the risk of tax delays and gain peace of mind for as much as six months!
Since the payment must be made from your micro-tax account, the money to pay your taxes will go directly to your account – by instant transfer so that you can pay your obligations as soon as possible. Remember that if you want to finance more than one tax, you need to send a separate application for each of them with a detailed calculation of the amount.
The entire process is done online, and the service is available 24 hours a day, including weekends! Finance your taxes with PragmaGO – more convenient and faster than at the office!
