What is this service?
These are deferred payments for companies that have business accounts on the Allegro Business platform. You can buy a product for an invoice and pay for it later:
Up to 30 days at no extra charge,
up to 60 days,
In installments (if the value of purchases from one seller will be min. 500 PLN you can spread them over 6, 12, 18 or 24 installments).
After activating the service, you will receive a free revolving purchase limit of up to PLN 50,000, which you can use for further purchases. The decision to grant financing and the amount of the limit depends on your shopping history on Allegro and your credit score. You do not need to send any additional documents.
What do you need to do to use this service?
To use Allegro Pay Business, you must have a business account on Allegro Business. You can activate the service on the Allegro Pay Business website (free of charge), simply apply online.
Select Purchase on Invoice and Allegro Pay Business as the payment method (the service is not available on the mobile app).
Pick up your purchases.
You will receive the goods right away, and you will make the repayment on the date of your choice, managing it in the Allegro Pay Business panel.
What happens if you don’t make repayments on time?
You will be charged a monitoring fee, which is a contractually specified percentage of the obligation you have to repay (cyclically every 30 days with the assumption that the first monitoring occurs on the fourteenth day of non-payment).
How can you increase your revolving limit?
For customers who have reached the maximum limit of PLN 50,000, there is a process for increasing the limit – directly in the PragmaGO Customer Zone.
Can I pay off the commitment early and can I expect a refund of the commission?
Yes, in such a situation you will receive a partial refund of the commission – it will be individually calculated.
Where will the funds I request go?
The money will go directly to the seller’s account.
Where can I find the terms of service?
Use of Allegro Pay Business requires acceptance of the following documents:
Regulations for the provision of services by PragmaGO on the basis of deferred payment financing agreements for Allegro Customers
Who do I contact if I have questions about the service?
Contact Allegro through the form.
You can also talk about the service on Allegro Talk.
How is the funding limit calculated?
The financing limit will be calculated based on your Allegro purchase history and credit history score.
At what point will I know the cost of financing?
You will know the costs right away at the stage of filling out the application. They depend on the value of your purchases and the deferral period or the number of installments you choose.
Can I include the cost of financing as a business expense?
Yes, you can count the cost of Allegro Pay Business as a business expense.
Do I need to prepare additional documents?
No – the process of applying for Allegro Pay Business financing is fully automatic and is based on data from your Allegro transaction history and credit score.
What does the repayment look like?
You make the repayment of the obligation yourself, once a month. You can make a bank transfer to our account: 75 1140 1078 0000 4033 4900 1014 (include the numbers of the orders you are paying in the title)or use the repayment option in the Allegro Pay Business panel through the quick payment link.
How much money can I get?
With Allegro Pay Business you can finance purchases starting from PLN 100. The maximum limit we can grant is PLN 50,000 and it depends on your company’s rating.
For what period can I get financing?
You can choose from the following options:
Up to 30 days at no extra charge,
up to 60 days,
In installments (if the value of purchases from one seller will be min. 500 PLN you can spread them over 6, 12, 18 or 24 installments).