What is the minimum invoice amount?
The minimum amount of a purchase invoice subject to financing is PLN 100 gross.
How high a funding limit can I get?
To determine the amount of the financing limit, we primarily take into account receipts in the applicant’s company account. Depending on your scoring (an assessment of your company’s financial health), you can receive between 30% and 100% of the value of the average monthly inflows to your account.
The allocated limit is insufficient for me, can I change it?
You can request a change in the limit in the Customer Area. Select the “Purchase financing summary” option, and then click on the “Increase limit” button. Remember that in order to increase the financing limit, you must send us your company’s financial documents (PIT, P&L and balance sheet) for the previous and current year.
In how many installments at most can a company’s purchases be spread?
The maximum number of installments is 24. Financing over 12 installments is available for purchases of more than PLN 1,000.
Where do you transfer the funds for the financed purchase?
The funds will be transferred to the supplier’s account after the customer accepts the financing terms via SMS code. Transfers are made on business days, their execution depends on accounting sessions, which take place every 2 hours, from 9.30 am, to 3.30 pm.
Is it possible to overpay an installment?
Yes, the overpayment of an installment releases the limit for subsequent purchases, but does not reduce the value of the commission.
Does an installment payment renew the limit?
Yes, your financing limit will return to its original state after all installments are paid off.
Is the funding limit payable?
You pay nothing for permanent access to the limit and its maintenance. You only incur the cost of the real funds used (to finance further purchases).
