What is the service?
The Business Loan is financing for companies that use WeNet’s marketing services.
Individual financing proposal visible to the customer after logging into the WeNet panel – even before sending the application.
Automatic financing decision in 3 minutes.
A 100% online process – without leaving the WeNet panel, which is familiar to the customer.
Spread repayment over 3, 6, 9 or 12 months – your choice.
What do I have to do to use it?
Business Loan is financing for WeNet customers.
How does the application process work?
The entire process takes place in your WeNet Transaction Panel, with no need to create an additional account or log in to other sites.
- You log in to WeNet Club and fill out a short form.
- You indicate the amount and period of financing you are interested in.
- Then you accept the required consents and send the application with one click.
Is the use of financing recorded in the BIK?
An inquiry about the company’s situation will be visible in the BIK.
Where will the funds I request go?
To your business account registered with WeNet. Remember that if you are a VAT payer, it must be on the white list of VAT payers.
Where can I find the terms of service?
The regulations are available when you apply to use the financing.
Who do I contact if I have questions about the service?
Fill out the form available at: https://www.wenetclub.pl/products/pragmago
How is the funding limit calculated?
A customized financing proposal is prepared automatically on the basis of anonymized data about your settlements with WeNet and on the basis of data from internal and external databases and PragmaGO scoring algorithms.
At what point will I know the cost of financing?
At the application stage, you will receive information on costs.
Can I include the cost of financing as a business expense?
Yes, you can count the cost of the WeNet Business Loan as a business expense.
Do I have to declare what I want to use the funds for?
No, you can use the funds for any purpose related to your business. You can use them, for example, to buy more goods if they are on promotion and increase your margin on sales, or to buy a new assortment.
Do I need to prepare additional documents?
No – the process of applying for WeNet Business Loan financing is fully automatic and is based on, among other things, data from your WeNet billing history and data from external and internal databases, as well as PragmaGO’s scoring algorithms.
What does the repayment look like?
You make the repayment of the obligation yourself, once a month – by transfer to our account or through a link to a quick payment available in the PragmaGO Client Zone.
How much money can I get?
Thanks to the WeNet Business Loan, you can cover business expenses from PLN 3,000 to 50,000. PLN.
For what period can I get financing?
You can repay the loan in 3, 6, 9 or 12 monthly installments.